Friday, May 16, 2008

It's Broke!!!

Our health system is broke. Actually I wouldn't call it a health system, it's a medical conglomerate run by the insurance companies. I found out on the 1st of May my health insurance with my wife's work was going up to $450.00 per month. I immediately contacted a local agent and applied for a different policy. Now both policies would have been through Blue Cross, with the newer policy having a higher deductable and no prescribtion card. Blue Cross drug their feet (ordering medical records) which they should already have. Knowing I only had 2 weeks to secure a new policy, this basically insured I would be forced to keep the higher priced policy.

Along the way I learned a very interesting fact. Did you know that everytime you have a prescription filled and use your prescription card that your insurance company sells that information to a drug company or marketing specialist for somewhere between $15.00 - $50.00 per transaction? Per Transaction!! This is a way for say Merck to know how many people are using lipitor in the 29662 zip code. This helps direct their sales rep on who to buy off each month. This additional income along with the negotiated price they have with the pharmacist, represents another lucrative revenue stream.

If you ever hope for change, Forget About It!! Take time and do a quick check on the most popular occupations of our state senators and representatives. Lawyers and Insurance Agents. They have the most to gain by staying in power.
"People get ready, there's a train a coming, you don't need no ticket you just hop on board" Curtis Mayfield

Have a Great Week-End

Syd

1 comment:

bestonline323 said...

our health system is broken its in pieces.

This is a great post and i respect you deeply for posting this.

Cheers,
Marie
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